Tool
Year-One Tax Estimator
Estimate your first year's taxable rental income — including the depreciation deduction beginners always forget.
Depreciation lets you deduct the building's value over 27.5 years, often turning a cash-flowing rental into a paper loss for tax purposes. This educational estimate shows the idea. It is not tax advice — confirm everything with a professional.
How to read this tool
Adjust the inputs and the results update instantly. Every figure is an educational estimate — it does not reflect live interest rates, a payment quote, or a loan offer, and your real numbers will differ. Use it to build intuition, then verify with a licensed professional before you act.
This calculator is for educational estimates only. It does not display live rates or payment quotes and is not a loan offer. Verify all figures with a licensed professional.