Tool
Vacancy Impact Calculator
See what realistic vacancy does to your annual income — because no rental is occupied 100% of the time.
A unit empty one month a year runs at about 92% income, not 100%. Enter your rent and a realistic vacancy rate to see the true effective income your deal must survive on.
How to read this tool
Adjust the inputs and the results update instantly. Every figure is an educational estimate — it does not reflect live interest rates, a payment quote, or a loan offer, and your real numbers will differ. Use it to build intuition, then verify with a licensed professional before you act.
This calculator is for educational estimates only. It does not display live rates or payment quotes and is not a loan offer. Verify all figures with a licensed professional.